Nine years ago a great crime was perpetrated on more than 3000 people when 3 planes were flown into 3 separate buildings. Without question the people involved in committing those crimes were of the Muslim faith.
At the time there were those, and there still are those, who wish to condemn all people of Muslim faith for the act of these few. The big issue with me, and many others is that while there were many dancing in the street and celebrating, there were almost no voices from “moderate” Muslims condemning same action as being wrong in their sight or the sight of Allah.
I am of the Christian faith. Specifically, I guess what you would call an Evangelical Protestant. It is my firm belief that when I see something evil being done I have to speak out on the issue. For as it says in James, and I paraphrase, if you know the good you aught to do, and don’t do it that in and of itself is a sin.
So today I, and I pray many others will follow, would like to say that the planned Koran burning on Sept 11 by the church in Florida is an evil act meant only to insight and insult. I do not believe either of those intentions is acceptable to a Jesus who ate with sinners and tax collectors, and sat with a Samaritan adulteress without condemning her. I believe the emotions and intentions behind the burning of the Koran are no different than the emotions and intentions of those who brought a woman caught in adultery before Jesus and wanted to see if he would agree for her to be stoned, under the law. But his response was “Let him who is without sin cast the first stone.” There have been bastardizations of Christianity that have committed some VERY evil acts, just as there are bastardizations of Islam that have committed some VERY evil acts. So, no one can cast the first stone on this matter.
Now please don’t think I believe that we must lie down and accept defeat at the hands of an enemy bent on our annihilation. But we must never change who we are in our own defense. For if we do, we become the ones to bastardize everything we believe in. We must “take the high road,” for if we do not act righteously, even by our own standards, due to fear or otherwise, we become a greater evil than we are attempting to avoid. We become hypocrites who do not live by our own standards, but expect others to live by them.
So let me be clear. I as a Christian of Evangelical Protestant faith speak out clearly and without reservation against the burning of the Koran planned for this Sept 11th in Florida. I pray that the Reverend’s heart will be touched and he will not go through with that uncalled for act. For the simple “do unto others as you would have them do unto you,” I would not appreciate anyone burning a Holy Bible, so I will act in accordance with what I would have them do. That is not to say that they won’t, but that is not the standard. The statement is not “do unto others as you would have them do unto you, unless they do otherwise.”
Retro
Wednesday, September 8, 2010
Friday, August 27, 2010
The Zen of a Clean Office
I had no idea how much my office was stressing me out. I have always been one who had stacks of stuff all around everywhere, but if I needed to find something I knew where was. Little did I know that all of those stacks of stuff, and the disorganization that it represented, was providing a significant amount of stress.
Today my office is stress-free. That is not to say that my work is stress-free, but rather that my office is not adding additional stress to that work. Thanks to a small comment on Twitter or by my former minister, Wade Hodges, I now have a G. T. D. compliant office.
For those of you unfamiliar with the GTD concept, it is a process by which you organize your thoughts, and then make rational decisions as to what those thoughts represent. The thing I like best about this process is that it involves dumping all of your thoughts out onto either paper or in some digital format that then allows your mind to be clearer, and more focused on the individual tasks that you have to accomplish.
In my work setting the way this plays out is that I always have a daunting list of things that need to be done. However, I was adding to my own stress by trying to keep track all of those things that needed to be done, and the reference material to do those things, and all of my scheduling etc. in my head. What I found was, just as they say writing a journal is therapeutic, so is the process all of looking at everything you have to do, deciding on a next step for those things, making a list of those steps, and then putting it out of your head. You refer to the list to take action, but don't need to stress over the other items, or whether you are taking the right action. The decision of whether you are taking the right action or not is a decision you have already made prior to putting the action on the list of things to do.
In addition to making those lists, rather than leaving things piled up and keeping tracking in your head to locate things, a simple filing system of A-Z allows you to put things in reference points so that you know how to get to anything you may need in a minute or less.
So today I get to add the Zen of the clean office to my Zen of a motorcycle life. For now that I have a clean desk, and the process by which to keep it that way, my head is clear.
For this clarity I sincerely wish to thank Wade, David Allen the creator of the “getting things done" method, and my secretary to put up with a lot as I was going through this process.
Retro
Today my office is stress-free. That is not to say that my work is stress-free, but rather that my office is not adding additional stress to that work. Thanks to a small comment on Twitter or by my former minister, Wade Hodges, I now have a G. T. D. compliant office.
For those of you unfamiliar with the GTD concept, it is a process by which you organize your thoughts, and then make rational decisions as to what those thoughts represent. The thing I like best about this process is that it involves dumping all of your thoughts out onto either paper or in some digital format that then allows your mind to be clearer, and more focused on the individual tasks that you have to accomplish.
In my work setting the way this plays out is that I always have a daunting list of things that need to be done. However, I was adding to my own stress by trying to keep track all of those things that needed to be done, and the reference material to do those things, and all of my scheduling etc. in my head. What I found was, just as they say writing a journal is therapeutic, so is the process all of looking at everything you have to do, deciding on a next step for those things, making a list of those steps, and then putting it out of your head. You refer to the list to take action, but don't need to stress over the other items, or whether you are taking the right action. The decision of whether you are taking the right action or not is a decision you have already made prior to putting the action on the list of things to do.
In addition to making those lists, rather than leaving things piled up and keeping tracking in your head to locate things, a simple filing system of A-Z allows you to put things in reference points so that you know how to get to anything you may need in a minute or less.
So today I get to add the Zen of the clean office to my Zen of a motorcycle life. For now that I have a clean desk, and the process by which to keep it that way, my head is clear.
For this clarity I sincerely wish to thank Wade, David Allen the creator of the “getting things done" method, and my secretary to put up with a lot as I was going through this process.
Retro
Wednesday, August 11, 2010
The Zen of Survival
You know, it is funny how after years of joking that I wasn’t going to live past 40 how it looses its comedy after my second stroke at 39.
Tuesday night I managed to survive my second stroke. For those that are unaware, on June 26th of last year (the same day that Michael Jackson died,) I suffered a stroke. At 38 years of age, needless to say it was quite a shock. The incident occurred on a very hot day when I was riding from Oklahoma City to Tulsa on my Goldwing. As I arrived in Tulsa I found that I lacked the ability to grip my brakes. As if this weren’t bad enough, the bike suddenly felt like it had a flat tire. I wasn’t sure what was occurring but was trying to believe that it was just that my hand had fallen asleep. But somewhere in the back of my mind I knew there was a possibility of stroke, because I pulled over and stuck my tongue out. After arriving home my wife recognized my symptoms and got me immediately to the hospital.
I ended up spending 2.5 days in the hospital, as my symptoms slowly abated. Afterwards my stroke was not obvious in any of my physical appearance, or performance. However, I did have some “cognitive dissonance.” There were words I just couldn’t remember, I continued to have problems using numbers, and my sort term memory was almost gone.
Release from the hospital was a welcome relief, as I felt the need to get back to some normalcy. To get “back in the saddle,” I returned to work that Monday. In hindsight I probably should have given myself more time, but I needed the consistency of going to work. Slowly the dissonance abated as well, and I was able to recover much of what was lost as far as I could tell (with some exceptions such as short term memory, either that or I am still oblivious to what was lost.)
Following last year’s incident I have not had any continuing symptoms, that is until last night. As I slept, the stroke began…. I woke to a numb arm, and I immediately thought of the potential of a stroke. After just a few moments I knew what it was, and woke my wife. It is amazing how quickly she woke up with the statement “babe, wake up, I think I’m having another stroke.”
Now I sit in the hospital again, all symptoms seem to have abated. And while I would rather be at home, and preparing for work tomorrow, I have grown to realize the blessing of simple survival.
This visit I have promised myself that I will take my time in returning to my normal break neck speed. The saddest part of this whole thing is that I may be quite a while before I can return to riding the motorcycle. While I yearn already to get the road under my tires, I will (not try but will) take my time.
Final thought: remember that just because you are young now doesn’t mean you always will be. Seize the Day, but occasionally remember to leave some day to be seized tomorrow, it’s better for your health.
Retro
Tuesday night I managed to survive my second stroke. For those that are unaware, on June 26th of last year (the same day that Michael Jackson died,) I suffered a stroke. At 38 years of age, needless to say it was quite a shock. The incident occurred on a very hot day when I was riding from Oklahoma City to Tulsa on my Goldwing. As I arrived in Tulsa I found that I lacked the ability to grip my brakes. As if this weren’t bad enough, the bike suddenly felt like it had a flat tire. I wasn’t sure what was occurring but was trying to believe that it was just that my hand had fallen asleep. But somewhere in the back of my mind I knew there was a possibility of stroke, because I pulled over and stuck my tongue out. After arriving home my wife recognized my symptoms and got me immediately to the hospital.
I ended up spending 2.5 days in the hospital, as my symptoms slowly abated. Afterwards my stroke was not obvious in any of my physical appearance, or performance. However, I did have some “cognitive dissonance.” There were words I just couldn’t remember, I continued to have problems using numbers, and my sort term memory was almost gone.
Release from the hospital was a welcome relief, as I felt the need to get back to some normalcy. To get “back in the saddle,” I returned to work that Monday. In hindsight I probably should have given myself more time, but I needed the consistency of going to work. Slowly the dissonance abated as well, and I was able to recover much of what was lost as far as I could tell (with some exceptions such as short term memory, either that or I am still oblivious to what was lost.)
Following last year’s incident I have not had any continuing symptoms, that is until last night. As I slept, the stroke began…. I woke to a numb arm, and I immediately thought of the potential of a stroke. After just a few moments I knew what it was, and woke my wife. It is amazing how quickly she woke up with the statement “babe, wake up, I think I’m having another stroke.”
Now I sit in the hospital again, all symptoms seem to have abated. And while I would rather be at home, and preparing for work tomorrow, I have grown to realize the blessing of simple survival.
This visit I have promised myself that I will take my time in returning to my normal break neck speed. The saddest part of this whole thing is that I may be quite a while before I can return to riding the motorcycle. While I yearn already to get the road under my tires, I will (not try but will) take my time.
Final thought: remember that just because you are young now doesn’t mean you always will be. Seize the Day, but occasionally remember to leave some day to be seized tomorrow, it’s better for your health.
Retro
Friday, July 23, 2010
The Zen of Fiberglass and Canvas

Some may immediately recognize what I am referring to when I mention Fiberglass and Canvas. Others might recognize it better if I said Wood and Canvas. Either way, ultimately the reference is to sailing.
On July 7th I was blessed with my first experience on a sailboat. It was a J24 racing cruiser, which is exactly what we were doing with it. A couple of the people I work with have sailboats and are members of the Windycrest Sailing Club. They actually go out and race these things a couple of times a week on Keystone lake.
On the 7th I took Tammy with me, and we met co-workers John, the skipper, and Margaret who was crewing. It was a beautiful evening, but the wind was low, somewhere around 5-7mph maybe. We had a good trip out and the race went well. I even got to help crew by stowing the Spinnaker (the sail that looks like a parachute when deployed), and hauling in the Ginny (the front, of the two sails.) Tammy’s job was to not get hit with the Boom as it moved from one side of the boat to the other, which she did beautifully.
On the way in, after the race was over John looked at me and said, “you want to drive a while?” I wasn’t going to turn down the opportunity, so I was seated with the tiller in hand. John was teaching me how to know when to tack and how to steer to keep the sails in the right wind. I was doing great until we got into the cove, and John was watching and said, “OK I guess we aught to tack about here”. So I yelled to the crew, “preparing to tack,” then “tacking” and about that time….the boat stopped dead in the water.
Yes, the first time I was ever in a sailboat I managed to run it aground. I was slightly embarrassed, right up to the moment Margaret reminded me that John was still the skipper and I was just doing what crew should do…following instructions.
We did finally make it in to dock.
Yesterday I got the chance to go again. And yes, John let me back on his boat. Not only that, he let me drive again, more than once. I don’t yet know if he is brave or stupid…I’m going for brave. Yesterday however was a very different experience. John’s experienced crew of Mike and Margaret neither were able to be there, so for last nights race we had a crew of exactly two, the skipper and me.
I got the full sailboating experience crewing a J24 with just two of us. I got really good at tacking the Ginny (moving the front sail from one side of the boat to the other depending on wind direction and where we were headed. I also got experience “flying” the Ginny kinda like a Spinnaker. Since we didn’t have someone to fly the Spinnaker we had to make the most of the wind we had on downwind legs, so we went into something called the “wing and wing.”
Well, I don’t know how John will come out in the standings, but I think we did pretty well. And, buy the final leg, I was getting used to the procedures and what was next, so I was getting quicker and quicker at making the changes. However, I have to say that today I am sore from hauling the sail around and getting it “trimmed,” which really means, “fight the wind until the sail is as taught as you can get it.”
I have really enjoyed sailing, and look forward to crewing again. The best part is I have been invited to crew any time I am available.
All of a sudden I know what Christopher Cross was talking about when he sang,
“Sailing… takes me a way…”
Tuesday, June 29, 2010
Finding Your Zen
Is it true statement that everyone must find their own Zen. The interesting part is that everyone travels a different path to reach their own Zen. For some it doesn't take much, a simple quiet brook, for others it takes a larger life experience. I of course am of the latter group.
It's hard to believe that it has been one year. And no I'm not referring to the death of Michael Jackson. As tragic as that may seem to some, for me it is just a marker in time. One year ago last Friday, I suffered a stroke. One thing about the stroke is, I can remember exactly when it occurred. I was listening to the radio and had heard the rumors and reports that Michael Jackson may be dead. However, it was at the exact moment, KRMG of Tulsa, Oklahoma, announced officially that Michael Jackson was dead, that I began and suffering stroke symptoms.
Since that time, I have been forced to find my Zen, among other life changes, in order to maintain my presence on this earth.
For anyone has followed this blog, not that there has been much blogging going on in the last couple of months, you are aware of some of my ups and downs during this year's adjustment. I would like to report that there have been many more ups than downs, however, I'm not sure that is actually the case. I can say that the ups are much more enjoyable than they were prior to a year ago. And the downs, they usually don't seem quite so bad, considering the alternative.
So if you find yourself reading this, having not yet found your personal Zen I encourage you to go look for it. Keep searching, you may find the search for Zen in and of itself may be what brings you your own personal Zen.
It's hard to believe that it has been one year. And no I'm not referring to the death of Michael Jackson. As tragic as that may seem to some, for me it is just a marker in time. One year ago last Friday, I suffered a stroke. One thing about the stroke is, I can remember exactly when it occurred. I was listening to the radio and had heard the rumors and reports that Michael Jackson may be dead. However, it was at the exact moment, KRMG of Tulsa, Oklahoma, announced officially that Michael Jackson was dead, that I began and suffering stroke symptoms.
Since that time, I have been forced to find my Zen, among other life changes, in order to maintain my presence on this earth.
For anyone has followed this blog, not that there has been much blogging going on in the last couple of months, you are aware of some of my ups and downs during this year's adjustment. I would like to report that there have been many more ups than downs, however, I'm not sure that is actually the case. I can say that the ups are much more enjoyable than they were prior to a year ago. And the downs, they usually don't seem quite so bad, considering the alternative.
So if you find yourself reading this, having not yet found your personal Zen I encourage you to go look for it. Keep searching, you may find the search for Zen in and of itself may be what brings you your own personal Zen.
Tuesday, April 20, 2010
The Zen of Silver Wings (not the bike but the air variety)
This week I will get to indulge in another activity I enjoy doing, flying. Now, this will be a commercial flight, so the enjoyment of the air time is significantly affected by the activities associated with flying commercially. Specifically, security and over booked flights.
The wife and I are flying off to Denver this weekend. Not for a vacation, per se, but we will get some beautiful mountain time in during this trip. See, because of what I do for a living, practicing law for the homeless, I have been afforded an opportunity to work with some wonderful people in the Denver area who minister to homeless youth. The organization is Dry Bones Denver (www.drybonesdenver.org). I sit on the board, and we have board meetings four times a year.
A word about Dry Bones Denver…. This organization is made up of people who have a heart for the homeless youth in the Denver area. They are focused on creating relationships with those youths, and through that relationship showing them Christ. The thing I fell in love with, in this organization, is that there is no “seeking and saving the lost” focus in their work. That is Christ’s job. The people of Dry Bones are truly fishers of men, in that they go out and spend time in the water’s of these youth’s lives, and bring them into their lives. In so doing they exemplify Christ in their actions. A.k.a. “By this shall all men know that you are my disciples, that you love one another as I have loved you.” They meet the needs of the youths with friendship, and a shoulder to cry on, and someone to trust, and in so doing they bring these kids before Christ, who does the changing and knocking.
So, when I was offered the opportunity to put my experience and support behind these folks I jumped at the opportunity.
One of the side benefits of working with this group, is that I get an excuse to make several trips out to beautiful Colorado. Last fall I made that trip on my Goldwing, an experience I will not soon forget, and hope to repeat parts of soon. This winter I missed a meeting due to snow fall in Tulsa. Yes, you read right, I was headed to Colorado, home of the snow capped peaks, and it was a snowfall in Tulsa that kept me grounded.
This trip, hopefully, will go off without such hitches. The wife and I are going together this time, which she has never had the opportunity to do before. I had been looking at the weather and noticed that there was a significant chance of rain in Denver this weekend. Mentioning that to another board member I was reminded that this trip is the annual “retreat” board meeting, where all the board members bring their families and we go off to a mountain cabin or two for the weekend, rather than staying in Denver. Well, forgetting the effects of elevation, I had not registered that if it was raining in Denver then up around Winter Park where we are headed it will be snowing. And, I was just about to pack down my winter clothes, since spring is arriving in Tulsa.
Whether snow or not, I look forward to some time in the mountains, in front of a fire place, or around a campfire, with the one I love, and others whom I respect in the utmost. Here’s to safe flights for all flying in for the weekend, and to a productive board meeting.
RETRO
The wife and I are flying off to Denver this weekend. Not for a vacation, per se, but we will get some beautiful mountain time in during this trip. See, because of what I do for a living, practicing law for the homeless, I have been afforded an opportunity to work with some wonderful people in the Denver area who minister to homeless youth. The organization is Dry Bones Denver (www.drybonesdenver.org). I sit on the board, and we have board meetings four times a year.
A word about Dry Bones Denver…. This organization is made up of people who have a heart for the homeless youth in the Denver area. They are focused on creating relationships with those youths, and through that relationship showing them Christ. The thing I fell in love with, in this organization, is that there is no “seeking and saving the lost” focus in their work. That is Christ’s job. The people of Dry Bones are truly fishers of men, in that they go out and spend time in the water’s of these youth’s lives, and bring them into their lives. In so doing they exemplify Christ in their actions. A.k.a. “By this shall all men know that you are my disciples, that you love one another as I have loved you.” They meet the needs of the youths with friendship, and a shoulder to cry on, and someone to trust, and in so doing they bring these kids before Christ, who does the changing and knocking.
So, when I was offered the opportunity to put my experience and support behind these folks I jumped at the opportunity.
One of the side benefits of working with this group, is that I get an excuse to make several trips out to beautiful Colorado. Last fall I made that trip on my Goldwing, an experience I will not soon forget, and hope to repeat parts of soon. This winter I missed a meeting due to snow fall in Tulsa. Yes, you read right, I was headed to Colorado, home of the snow capped peaks, and it was a snowfall in Tulsa that kept me grounded.
This trip, hopefully, will go off without such hitches. The wife and I are going together this time, which she has never had the opportunity to do before. I had been looking at the weather and noticed that there was a significant chance of rain in Denver this weekend. Mentioning that to another board member I was reminded that this trip is the annual “retreat” board meeting, where all the board members bring their families and we go off to a mountain cabin or two for the weekend, rather than staying in Denver. Well, forgetting the effects of elevation, I had not registered that if it was raining in Denver then up around Winter Park where we are headed it will be snowing. And, I was just about to pack down my winter clothes, since spring is arriving in Tulsa.
Whether snow or not, I look forward to some time in the mountains, in front of a fire place, or around a campfire, with the one I love, and others whom I respect in the utmost. Here’s to safe flights for all flying in for the weekend, and to a productive board meeting.
RETRO
Labels:
air travel,
Denver,
Dry Bones
Monday, April 19, 2010
Finding Zen after Tax Day
I know it has been almost a week since I blogged. Forgive me, I was recovering following the shock I received after tax day.
Admitting that I procrastinated way too long in doing my taxes that still did not account for the shocking revelation that I was going to owe additional rather than get a refund this year. But worse than just owing additional is the shear amount in additional that I owe. I have to take some blame in this, for not paying full attention to my paychecks. See I, in years past have claimed “Married” with 4 exemptions, for myself, my wife and my two sons. This has never been a problem, because we make so little, with those claims we still overpaid and received a refund.
This year however was different. In my inattention I did not realize several things; first that with my paltry salary (not complaining, because I love what I do, just pointing out that it is small) and that claim configuration most of the time the amount withheld from my checks was exactly $0.00. Second, with my oldest finally moving out of the house and us not “officially” providing ½ of his support for the year he was no longer a dependent. Third, because my youngest became 17 this year he no longer qualifies for a child credit. Finally, because I was able to get a deferral for my student loan, there was no large interest payment on student loans this year. The result of all of these changes is a tax bill between state and federal of about $5500.
Now before anyone reading this begins to think that I make some large amount that I just think is paltry, let me say that $5500 represents about 20% of everything I make in a year. Moreover, there was some that was paid in, specifically the proper withholding from my wife’s paychecks.
So what is my response to this…. After the shock wore off, I realized that I owe it, and will pay it because that is what I am supposed to do. The government provides services that have to be paid for, specifically national defense and interstate transportation, among a few others. But, I am not happy with the process. I have not been happy with the process for a long time, but it was more an academic disagreement, rather than a personal one.
I have known over the years, due to my practice as an attorney, many people who have gotten themselves in trouble with the IRS. Most often this trouble comes not from them trying to avoid taxes, or cheat the system in any way, but rather from the absolute inability for anyone to fully understand the tax system in this country. I have a couple of classmates who went on to specialize in tax law, and they agree that the system is a joke, there are so many exceptions to the rules, that the rules are impossible to understand and truly predict. They are paid hundreds of thousands of dollars each year by businesses, for whom a tax error could mean the end of the business, because without the tax advantages built into the system for specific things, the base taxes are so onerous that it is impossible for a business to exist ignoring the tax consequences of every decision they make.
That last statement is just SAD! It means that at this point in time the effect of government on businesses drives decisions and not the effect of the marketplace. What is so sad about that for the individual is that for anyone who just wants to live their life, and pay their taxes, they can’t do it. Like me, I just worked and wanted to pay my taxes, but because I don’t own a home, I don’t get the discount given for home mortgage interest, and because I raised my kids and they are no longer under my roof, no deduction, and because I drive a motorcycle everywhere (which is more fuel efficient than most hybrids and almost all “alternative fuel” vehicles) rather than a “green” car I don’t get the credit given to those people. So, because I did not take specific steps that the government, and not the market, thought were important, I lost all the deductions that I might have otherwise been able to take advantage of. And, because the tax code is written to promote specific activities, it becomes burdensome on anyone who doesn’t want to practice those activities, thus I am now paying much greater % of my income in taxes than I otherwise would with my limited income. But then, I don’t want to live my life by what a politician wants me to do, rather I would like to pursue my own happiness.
So, now that this is personal, rather than academic, what options are there to resolve this issue. After all, I cannot be the only person dealing with this dilemma. The answer is to take the power to direct every single little portion of our lives out of the hands of politicians. No, I am not advocating disbanding the idea of taxation, after all we have to have $ to pay for those necessary services. What we don’t need is a big brother government entity snooping into every private aspect of our lives to see where we spend every penny we make. It is ludicrous that tax forms take more than 10 min to fill out, and that we have to tell some bureaucrat how much we spent on food, gas, insurance, and even how much we gave away in order to keep from having to pay an inordinate more than our shares. Because I have, academically, had problems with the tax code in the past I have looked into several options to take that power out of the hands of politicians.
My personal preference is a flat tax percentage. Tax time would take 10 min max. How much did you make? Multiply that by X% and send it in. But the big problem with such a system is that people don’t save, and it becomes onerous on those in the very bottom of the income curve. Thus, the best actually workable solution I have found it the Fair Tax as promoted by congressman John Linder, or more famously promoted by Neal Boortz, the talk radio jockey.
The Fair Tax, as a plan is about as workable and sensible as I have seen. It is a national sales tax. It moves the entire tax burden to purchasers, that is everyone of us. It is progressive in nature because obviously those who earn more spend more. And the best part is that it moves the power, and noses of politicians out of my pocketbook and life and returns the power to the people with the purse (that would be the citizen in case you didn’t get that.) Moreover, it would make the most onerous federal administration a friend to the poor, and a welcome part of everyone’s lives. This is because the IRS becomes a vehicle for issuing refunds for the taxes spent on necessities, rather than the long arm of big brother collecting by threat of imprisonment. So, for a family of four (and these numbers are completely made up, but are used as an example to make a point,) it is a necessity to eat. So the IRS determines that a family of four, shopping economically can eat for a month for $500, and when they did so they spent $125 on the taxes, making their total food bill $625. Well, because that is a necessity the IRS would send a check back to the family for $125. But obviously that $500 would not buy filet for every meal, and would not allow for caviar, or even several nice bottles of wine. If you have the income to splurge on such extravagances, you may spend $1000 a month on food, and pay $250 in taxes, you would still get a refund check for $125, and the rest would go to taxes. Thus, the poorest in the country don’t pay an unfair share of the tax burden, because they can’t afford anything more than the necessities, for which the tax is refunded.
The beauty of this system is that when a politician starts talking about how much something will cost in Washington, or even in your state capital, it will not be some “billions of dollars” that doesn’t register with you and your pocketbook. The politician will have to come to the people and say, this measure will cost you an extra 10th of a penny every time you spend a dollar. You want to see people get involved in politics, make them see what effect every action has on their pocketbook.
OK, stepping off the soap box with this last statement, if any of this makes sense to you, please go to www.fairtax.org and offer your support, and if it doesn’t make any sense to you please go to www.fairtax.org and read up on the plan, at least get informed.
Thank you for this dalliance, I know this post was long, but when I start talking politics it can sometimes take a bit to explain what I want to say. I will try to get back to less heated topics in future posts.
Retro
Admitting that I procrastinated way too long in doing my taxes that still did not account for the shocking revelation that I was going to owe additional rather than get a refund this year. But worse than just owing additional is the shear amount in additional that I owe. I have to take some blame in this, for not paying full attention to my paychecks. See I, in years past have claimed “Married” with 4 exemptions, for myself, my wife and my two sons. This has never been a problem, because we make so little, with those claims we still overpaid and received a refund.
This year however was different. In my inattention I did not realize several things; first that with my paltry salary (not complaining, because I love what I do, just pointing out that it is small) and that claim configuration most of the time the amount withheld from my checks was exactly $0.00. Second, with my oldest finally moving out of the house and us not “officially” providing ½ of his support for the year he was no longer a dependent. Third, because my youngest became 17 this year he no longer qualifies for a child credit. Finally, because I was able to get a deferral for my student loan, there was no large interest payment on student loans this year. The result of all of these changes is a tax bill between state and federal of about $5500.
Now before anyone reading this begins to think that I make some large amount that I just think is paltry, let me say that $5500 represents about 20% of everything I make in a year. Moreover, there was some that was paid in, specifically the proper withholding from my wife’s paychecks.
So what is my response to this…. After the shock wore off, I realized that I owe it, and will pay it because that is what I am supposed to do. The government provides services that have to be paid for, specifically national defense and interstate transportation, among a few others. But, I am not happy with the process. I have not been happy with the process for a long time, but it was more an academic disagreement, rather than a personal one.
I have known over the years, due to my practice as an attorney, many people who have gotten themselves in trouble with the IRS. Most often this trouble comes not from them trying to avoid taxes, or cheat the system in any way, but rather from the absolute inability for anyone to fully understand the tax system in this country. I have a couple of classmates who went on to specialize in tax law, and they agree that the system is a joke, there are so many exceptions to the rules, that the rules are impossible to understand and truly predict. They are paid hundreds of thousands of dollars each year by businesses, for whom a tax error could mean the end of the business, because without the tax advantages built into the system for specific things, the base taxes are so onerous that it is impossible for a business to exist ignoring the tax consequences of every decision they make.
That last statement is just SAD! It means that at this point in time the effect of government on businesses drives decisions and not the effect of the marketplace. What is so sad about that for the individual is that for anyone who just wants to live their life, and pay their taxes, they can’t do it. Like me, I just worked and wanted to pay my taxes, but because I don’t own a home, I don’t get the discount given for home mortgage interest, and because I raised my kids and they are no longer under my roof, no deduction, and because I drive a motorcycle everywhere (which is more fuel efficient than most hybrids and almost all “alternative fuel” vehicles) rather than a “green” car I don’t get the credit given to those people. So, because I did not take specific steps that the government, and not the market, thought were important, I lost all the deductions that I might have otherwise been able to take advantage of. And, because the tax code is written to promote specific activities, it becomes burdensome on anyone who doesn’t want to practice those activities, thus I am now paying much greater % of my income in taxes than I otherwise would with my limited income. But then, I don’t want to live my life by what a politician wants me to do, rather I would like to pursue my own happiness.
So, now that this is personal, rather than academic, what options are there to resolve this issue. After all, I cannot be the only person dealing with this dilemma. The answer is to take the power to direct every single little portion of our lives out of the hands of politicians. No, I am not advocating disbanding the idea of taxation, after all we have to have $ to pay for those necessary services. What we don’t need is a big brother government entity snooping into every private aspect of our lives to see where we spend every penny we make. It is ludicrous that tax forms take more than 10 min to fill out, and that we have to tell some bureaucrat how much we spent on food, gas, insurance, and even how much we gave away in order to keep from having to pay an inordinate more than our shares. Because I have, academically, had problems with the tax code in the past I have looked into several options to take that power out of the hands of politicians.
My personal preference is a flat tax percentage. Tax time would take 10 min max. How much did you make? Multiply that by X% and send it in. But the big problem with such a system is that people don’t save, and it becomes onerous on those in the very bottom of the income curve. Thus, the best actually workable solution I have found it the Fair Tax as promoted by congressman John Linder, or more famously promoted by Neal Boortz, the talk radio jockey.
The Fair Tax, as a plan is about as workable and sensible as I have seen. It is a national sales tax. It moves the entire tax burden to purchasers, that is everyone of us. It is progressive in nature because obviously those who earn more spend more. And the best part is that it moves the power, and noses of politicians out of my pocketbook and life and returns the power to the people with the purse (that would be the citizen in case you didn’t get that.) Moreover, it would make the most onerous federal administration a friend to the poor, and a welcome part of everyone’s lives. This is because the IRS becomes a vehicle for issuing refunds for the taxes spent on necessities, rather than the long arm of big brother collecting by threat of imprisonment. So, for a family of four (and these numbers are completely made up, but are used as an example to make a point,) it is a necessity to eat. So the IRS determines that a family of four, shopping economically can eat for a month for $500, and when they did so they spent $125 on the taxes, making their total food bill $625. Well, because that is a necessity the IRS would send a check back to the family for $125. But obviously that $500 would not buy filet for every meal, and would not allow for caviar, or even several nice bottles of wine. If you have the income to splurge on such extravagances, you may spend $1000 a month on food, and pay $250 in taxes, you would still get a refund check for $125, and the rest would go to taxes. Thus, the poorest in the country don’t pay an unfair share of the tax burden, because they can’t afford anything more than the necessities, for which the tax is refunded.
The beauty of this system is that when a politician starts talking about how much something will cost in Washington, or even in your state capital, it will not be some “billions of dollars” that doesn’t register with you and your pocketbook. The politician will have to come to the people and say, this measure will cost you an extra 10th of a penny every time you spend a dollar. You want to see people get involved in politics, make them see what effect every action has on their pocketbook.
OK, stepping off the soap box with this last statement, if any of this makes sense to you, please go to www.fairtax.org and offer your support, and if it doesn’t make any sense to you please go to www.fairtax.org and read up on the plan, at least get informed.
Thank you for this dalliance, I know this post was long, but when I start talking politics it can sometimes take a bit to explain what I want to say. I will try to get back to less heated topics in future posts.
Retro
Subscribe to:
Posts (Atom)